Ohio Consumer Law
There are many federal and Ohio state laws in place to ensure consumers are not taken advantage of or treated unfairly by creditors. As a US citizen, one is legally protected against malicious business practices under federal law. The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) are consumer protection laws that are in place to ensure that creditors treat debtors with respect and fairness.
In the state of Ohio, laws aggressively protect consumers who are harmed by unfair or deceptive business practices. Many consumer laws require a company found to be involved in unfair or deceptive business practices to pay the harmed individual triple damages plus attorney’s fees and costs. In addition, a claim may result in improved public protection as a deceptive or negligent company can be ordered by the court to stop unfair or deceptive practices, preventing further harm to Ohio residents.
Consumers are also afforded a level of rights under consumer laws including canceling a sale within a specific timeframe and receiving a monetary refund and/or receiving financial compensation for time and trouble experienced.
Ohio offers a large array of consumer laws to protect buyers in many situations. Some common laws protecting people against physical and financial injuries involve:
- Collections/Credit Reporting
- Household Services/Improvements
- Professional Services
- Health & Beauty Services
- Financial Services
- Residential Mortgages
- Computers & Internet
The Luftman, Heck and Associates Advantage
We at Luftman, Heck and Associates provide strong, experienced legal representation and will serve as an advocate on your behalf as a consumer in the state of Ohio. Our goal is to help you recover any physical, financial or emotional losses you experienced as a result of unlawful or illegal practices against you the consumer. We are committed to defending debtors against lawsuits filed by first and third-party creditors, as well as bringing actions against creditors in violation of the Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA). Luftman, Heck & Associates attorneys provide representation for all types of consumer protection cases including:
- Debt Settlement
- Fair Debt Collection Practices Act claims
- Fair Credit Reporting Act claims
If you or a loved one are in need of consumer law representation in Ohio and are interested in learning more about Luftman, Heck and Associates LLP, please fill out a contact form. A member of the firm will contact you directly to discuss your case in more detail and provide additional information about our consumer law defense services.