California Bankruptcy Resources

The below are resources for individuals interested in leveraging Luftman, Heck and Associates for bankruptcy filings in California:

  • California Bankruptcy Client Questionnaire
    To begin, please complete this form to your best ability and submit electronically. Once it is complete, contact our office at (619) 400-4901 to schedule a follow-up appointment.
  • IRS Form 4506T (Request for Transcript of Tax Return)
    You can request a transcript of your tax return by calling 1-800-829-1040 or through the website provided above. The IRS does not charge a fee for transcripts and requires two weeks for delivery.
  • National Automobile Dealers Association (NADA)
    Visit the NADA website to learn the value of any vehicle(s) you currently possess.
  • Median Income Statistics
    View the statistics for Median Income in order to pass the Means Test.
  • All of the following documents must be received by Luftman, Heck and Associates prior to a bankruptcy filing:
    • Paycheck stubs from the previous 6 months
    • Tax returns from the previous 4 years (2006-2009)
    • Bank statements from the previous 4 months
    • Recorded Deed and Mortgage for any Real Property
    • Summaries of pensions, IRA’s, 401(k) statements, etc.
    • Summaries of life insurance and home-owner’s insurance
    • Car title and automobile insurance policy
    • Summaries of stocks, accounts, CD’s, etc.
    • Copies of driver’s license and social security card
    • Copies of all credit card bills, medical bills, collection notices, utility bills, etc.