Ohio Bankruptcy Resources

The below are resources for individuals interested in leveraging Luftman, Heck and Associates for bankruptcy filings in Ohio:

• Ohio Bankruptcy Client Questionnaire
  To begin, please complete this form to your best ability and submit electronically. Once it is complete, contact our office at (614) 224-1500 x3634 to schedule a follow-up appointment.
• Approved Credit Counseling Agencies in Ohio
  View a list of Approved Credit Counseling Agencies in Ohio from the US Department of Justice.
• IRS Form 4506T (Request for Transcript of Tax Return)
  You can request a transcript of your tax return by calling 1-800-829-1040 or through the website provided above. The IRS does not charge a fee for transcripts and requires two weeks for delivery.
• National Automobile Dealers Association (NADA)
  Visit the NADA website to learn the value of any vehicle(s) you currently possess.
• Median Income Statistics
  View the statistics for Median Income in order to pass the Means Test.
• All of the following documents must be received by Luftman, Heck and Associates prior to a bankruptcy filing:
  • Paycheck stubs from the previous 6 months
  • Tax returns from the previous 4 years (2006-2009)
  • Bank statements from the previous 4 months
  • Recorded deed and mortgage for any real property
  • Summaries of pensions, IRAs, 401(k) statements, etc.
  • Summaries of life insurance and homeowner’s insurance
  • Car title and automobile insurance policy
  • Summaries of stocks, accounts, CDs, etc.
  • Copies of driver’s license and social security card
  • Copies of all credit card bills, medical bills, collection notices, utility bills, etc.
  • Chapter 13 Bankruptcy Clients: Appraisal Report