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Debt Settlement

In this economy, many people have maxed out their credit cards and found themselves in debt. If you don’t want to file bankruptcy, you have an alternative. Debt settlement can help you get your monthly bills down to a manageable amount without ruining your credit.

Unlike debt consolidation, debt settlement is not a loan. The attorneys at Luftman, Heck and Associates will negotiate with your creditors to reach an agreement to that may lead you to paying back only a small portion of the total loan amount.

The debt settlement does not appear on your credit report. But if you fail to repay a loan or you are late making payments that will show up as negative mark on your report. Let the attorneys at Luftman, Heck and Associates help save your credit and put you on the path to financial recovery.


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