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Debt collection firm pays $2.5 million to settle FTC charges

February 01, 2012 | Posted in: Consumer Law Misc News

The Federal Trade Commission has been cracking down on debt settlement companies who prey on consumers while trying to collect old debt. Asset Acceptance, LLC is one of the nation’s largest collection companies and has agreed to pay $2.5 million to settle the charges brought by the FTC.


Consumer Financial Protection Bureau May Not Protect Consumers Quite Yet

May 09, 2011 | Posted in: Consumer Law Misc

Consumer Financial Protection Bureau (CFPB) was created under the Obama administration to protect consumers from problems relating to credit cards, mortgages and other financial products or services that may be difficult to decipher on their own. The mission of this new government agency is to help American families make smart financial decisions and ultimately help eliminate the economic hardships that many people are facing every day.


Attorneys Scott Florin and Jeremy Heck successful in appeal of deficient credit card judgment.

October 06, 2010 | Posted in: Consumer Law

First Resolution Investment Corporation failed to provide appropriate evidence…


We fight to get your money back from Debt Settlement Companies

October 01, 2010 | Posted in: Consumer Law Misc News

Most debt settlement companies are operating illegally in Ohio. If you have ever paid any money to a company to reduce your debt, call the law offices of Luftman, Heck & Associates to see how we can help you get your money back.


What Makes Up Your Credit Score?

April 21, 2010 | Posted in: Bankruptcy Consumer Law Misc

Many people don’t understand what makes up their credit score. Have you ever been denied credit because of your debt to income ratio?


Free credit counseling information

April 22, 2010 | Posted in: Bankruptcy Consumer Law Misc

In the event that you are seeking bankruptcy relief, it is beneficial to know that there is a free credit counseling agency that has been approved by the US Department of Justice for Ohio residents.


Prevent Wage Garnishment Now

April 08, 2010 | Posted in: Bankruptcy Consumer Law Misc

Creditors that are seeking wage garnishment can take up to 25% of your paycheck. We can help stop this!


Bank of America Cutting Principal Balances on Mortgages. Do You Qualify?

March 29, 2010 | Posted in: Bankruptcy Consumer Law News

Bank of America announced a new plan to cut the principal on loan balances by up to 30% for Countrywide borrowers.


“Ohio Man Bulldozes Home to Avoid Foreclosure”

February 24, 2010 | Posted in: Bankruptcy Consumer Law News

Afraid of Foreclosure? Let us help before it gets to this point.


New credit card reform starts today

February 22, 2010 | Posted in: Bankruptcy Consumer Law Misc News

The new credit card law goes into effect today in hopes that borrowers will not get in too deep with outrageous fees and booming interest rates, although it may have hurt some consumers in the process.


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